The Importance of Various Factors to Kentucky Banks When Making a Lending Decision (percentage of banks) |
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Very Unimportant |
Somewhat Unimportant |
Somewhat Important |
Very Important |
|
| Proximity to the Bank | 5.8 |
11.6 |
50 |
32.6 |
| Strength of Business Plan | 2.3 |
1.1 |
19.5 |
77 |
| Experience Starting or Running a Business | 3.5 |
0 |
27.9 |
68.6 |
| Collateral | 2.3 |
3.4 |
39.1 |
55.2 |
| Strength of Management | 3.4 |
0 |
4.6 |
92 |
Source: Banker Survey, Kentucky Long-Term Policy Research Center, 1997 |
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